Set yourself up for the retirement you want
Can you afford to live the lifestyle you want when you retire? KiwiSaver can help set you up for a better retirement.
When you retire
There are a few options available for managing your money in retirement. You can:
Withdraw your balance
You can choose to withdraw your entire balance in one go. If you do this, your KiwiSaver account will be closed, and you won't be able to re-open it.
Keep your balance in your KiwiSaver account
If you don't need your money straight away, you can choose to keep it in your KiwiSaver account. You'll no longer be eligible for the Government's member tax credits and your employer can also choose to stop making contributions.
Set up a regular withdrawal1
Supplement your pension or any other retirement income sources with a regular withdrawal from your KiwiSaver account.
Make lump sum withdrawals at any time1
Keep your money working hard in your KiwiSaver account with the comfort of knowing you can access your funds at any time.
Retirement Calculator
Use the Fisher Funds Retirement Projector to see if you're on track
Get started
Join or transfer
Joining or transferring is easy. As long as you're living in New Zealand and you’re a New Zealand citizen (or entitled to permanent residence), you're eligible to join the Fisher Funds KiwiSaver Scheme. Fill out our online form and one of the team will be in touch to get things moving.
Already a TSB customer?
You can apply to join or transfer to the Fisher Funds KiwiSaver Scheme through online banking. It’s quick and easy - simply click ‘Apply’ to get started, and then choose ‘KiwiSaver’ from the available options.
Already with Fisher Funds?
If you didn’t enrol in the Fisher Funds KiwiSaver Scheme through us and would like to be able to access your Fisher Fund account details through your TSB online banking or mobile app, complete and return the Information Authority Form so that Fisher Funds can share your account details with us. This will allow you to see your KiwiSaver month-end account balance when you log in to online banking or your TSB app.
Don’t forget to read this bit
- Minimum withdrawal amounts and balances apply. For partial withdrawals, the minimum withdrawal amount is $500. For a regular withdrawal, the minimum withdrawal amount is $100, regardless of the frequency.
Fisher Funds Management Limited (‘Fisher Funds’) is the Issuer and Manager of the Fisher Funds KiwiSaver Scheme (‘Scheme’). TSB distributes the Scheme on behalf of Fisher Funds but is not an issuer of the Scheme. You can download a copy of the Product Disclosure Statement or pick up a copy from any branch.
Investments in the Scheme are not deposits or other liabilities of TSB. Neither TSB nor any other person guarantees (in part or full) interests in the Scheme (including the repayment of any capital value or the performance of any investment in the Scheme). Interests in the Scheme are subject to investment risk including possible loss of income and principal invested.
Eligibility criteria, terms and conditions and fees apply. See KiwiSaver account fees explained for more details around the different types of fees that are charged by Fisher Funds.