An everyday account, with interest. Have access to your money wherever you are.
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At a glance

  • Simple, everyday account that earns interest on balances $10,000 and over.
  • Interest earned if your minimum monthly balance is $10,000 or over. Annual interest payment on 31 March.
  • No account fee.
  • Use of New Zealand bank-owned ATMs1 for free
  • Access to your money through EFTPOS, ATMs1, online banking and the TSB App.
  • Minimum deposit of $350.
  • Only available for personal use.

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Already with us? To open your new account, simply send us a message or call 0800 872 226.

Don’t forget to read this bit

1. Use of ATMs not owned by a bank in New Zealand may incur a service fee (in addition to standard account transaction fees) for which TSB may receive a commission.  

You will only earn interest if the minimum monthly balance, which is the lowest balance of your account during a calendar month, is $10,000 or over throughout the full month.  

TSB’s account opening criteria apply. Service fees may apply.  Interest rates and fees are subject to change. More details can be found here.

When you bank with TSB you agree to our General Terms.